May 2nd, 2008
How To Fix Credit Problems Fast
Many people are usually surprised to learn that they can fix their credit problems and restore their credit score quite quickly.
They have probably been told that only “time” and responsible credit repayment can cure their ills. And while it’s true that some recent negative credit entries in your report may require more time to remove, the vast majority of errors can be challenged almost immediately.
For example, once you have your credit report, make a list of all items that are currently over 2 to 3 years old. All of them - late pays, inquiries, repos, discharged bankruptcies, charge-offs - everything.